- Privacy Policy
Privacy Policy for Anchor Credit Limited
1. Introduction
2. What Information We Collect
We may collect the following types of personal data:
Identity data: full name, date of birth, gender, national identification number, or other government IDs.
Contact data: email address, phone number, physical address.
Financial data: bank account or payment information, credit or loan history, income or employment information.
Transaction data: records of services you request, loans applied for, repayments, correspondence.
Technical data: IP address, browser type, device information, pages visited, how you use our website.
Verification documents: proof of identity, proof of address, income statements, KYC/KYB documents.
3. How We Use Your Information
We use your personal data for purposes including:
Assessing loan or service applications, verifying eligibility and identity.
Providing, managing and improving our products and services.
Communicating with you: to respond to your requests, notify you about changes, send you updates relevant to your account.
Fraud detection, risk management and ensuring compliance with laws or regulatory obligations.
Tailoring our services for you, including customer support and improving user experience.
4. Sharing Your Information
We may share your personal data with:
Regulatory and government bodies as required by laws or regulation.
Credit bureaus or financial institutions to assess credit risk or verify information.
Third-party service providers who help us deliver our services (for example, IT providers, payment processors, document verification services).
Legal and professional advisors, auditors, or as part of a legal process.
With your consent, for marketing or promotional purposes.
We do not sell your personal data to unrelated third parties.
5. Cookies and Tracking Technologies
We may use cookies, web beacons, and similar technologies to collect technical data about your visit to our website. This helps us understand how our site is used and how to improve it. You can configure your browser to refuse cookies. If you disable cookies, some features of the site may not work as intended.
6. Data Security
We implement reasonable technical, administrative, and physical measures to protect your personal data against misuse, unauthorized access, loss, or alteration. Examples include encrypted storage, secure communication channels (SSL/TLS), restricted access controls and staff training. However, no method of transmission or storage is completely secure so we cannot guarantee absolute security.
7. Data Retention
We’ll keep your personal data only for as long as reasonably necessary to fulfil the purposes outlined in this policy or as required by law. After that, we may securely delete, anonymize or archive your data.
8. Your Rights
You have certain rights over your personal data, including:
The right to access what personal data we hold about you.
The right to correct or update inaccurate or incomplete data.
The right to request deletion of your data where it no longer has a lawful purpose.
The right to object to certain processing activities (for example direct marketing).
The right to withdraw consent where processing is based on your consent.
To exercise these rights, contact us using the details in Section 11. We may ask for proof of identity to ensure your privacy.
9. Children’s Data
We do not knowingly collect personal data from children under 18 without parental or guardian consent. If we learn that we have collected data from a child without proper consent, we will take steps to delete it as soon as possible.
10. Changes to this Privacy Policy
We may update this policy from time to time to reflect legal requirements or changes in our services. We will post any revised policy on our website with the date of last update. Where required by law, we will notify you of significant changes directly.
11. Contact Us
If you have questions, concerns or requests regarding your personal data or this privacy policy, contact us at:
Anchor Credit Limited
Address: Suit 08, Vicbalkon Tower, 92 Bimbo Akintola, Ukako District, Jabi Abuja.
Email: info@anchorcreditltd.com
Phone: (+234) 803-333-5555
